Innovation growth boards at Moody's Analytics
Moody’s Innovation Growth Boards drive executive-backed innovation. Danielle Ferry shares how structured governance fosters scalable innovation success.
IndustryBanking & finance
Finance innovation software
Most bank technology spend keeps the lights on. The small rest decides the future. Winners in banking put that change budget on the right bets and see fintech and regulatory shifts early enough to move first.
Explore what fintechs move before they hit you
Every week brings a new fintech. Most never touch your P&L. Prism tracks the field for you and rate each move on threat and relevance. It also flags what targets your product lines.
Prepare for new regulations coming
Data privacy, digital currencies, ESG mandates. Each lands with a deadline and a budget impact. Track regulatory developments on dedicated radars and link each to the products and processes it touches. Compliance work starts before the countdown does.
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Partner with fintechs instead of racing them
Building every capability in-house lost its business case years ago. Run a submission portal where fintechs and startups pitch into your evaluation. Score proposals on fit, maturity, and regulatory readiness. Strong ones reach a pilot, the rest get an answer.
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Know the return before the review asks
Innovation budgets face the CFO every quarter. Map every project in one view with status, owners, expected return, and actual cost. The gap between promise and spend shows up early, while reallocating is still cheap.
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Make digital transformation visible
Every division runs its own digital projects. Few banks can say what they add up to. Map all initiatives on one transformation roadmap with status and owners. Leadership sees what moves, what stalls, and what overlaps.
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Best-practice stories
Steering PostFinance towards innovative horizons
VNTR by PostFinance optimizes its innovation process with ITONICS Innovation OS, ensuring streamlined, integrated company-wide innovation management.
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The innovation pool of 130+ cooperative banks
130+ Bavarian cooperative banks drive strategic innovation with ITONICS Innovation OS, shaping the future of banking through collaborative technology and trend foresight.
